LUONGO BELLWOAR Bankruptcy Attorneys

BankruptcyLUONGO BELLWOAR offers expert bankruptcy legal advice for Downingtown residents. Our office is conveniently located in West Chester.

While many fear the consequences of filing bankruptcy, it actually is a good opportunity to get a fresh financial start. Plus, it stops unwanted collection calls and the threats of a wage garnishment or eviction. Depending on your individual situation, you may be eligible to declare Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.

Chapter 7, or straight bankruptcy, is where a person is allowed to keep certain property that is deemed exempt from the bankruptcy. Chapter 13, also known as reorganization,establishes a payment plan, and usually helps to get debt paid off within 3 to 5 years.

Filing for Bankruptcy in Downingtown

In order to file bankruptcy, you must first receive budget and credit counseling from an approved credit counseling agency within 180 days before your bankruptcy case is filed.  There is an approved agency in West Chester and many others in the Philadelphia area.

Consumer Credit Counseling Service of Delaware Valley770 E. Market Street   Suite #190

West Chester , PA  19382

800-989-2227

Learn more about what to do before filing bankruptcy.

Contact us to set up an appointment

If you are considering filing for bankruptcy or desire a free consultation to explore your options to financial freedom talk with us today.

Read more FAQ’s

> Answers to Common Bankruptcy Questions

> 12 Myths About Bankruptcy 

> Filing Bankruptcy in Chester County