LUONGO BELLWOAR Bankruptcy Lawyers
We offer bankruptcy legal advice for residents in Coatesville, PA and the surrounding areas. We have offices conveniently located in West Chester and Paoli.
Declaring bankruptcy can get you off to the fresh financial start you need. It will stop collections calls, wage garnishments, and evictions. Depending on your situation you may need to declare Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
Chapter 7, also known as straight bankruptcy, is where a person is allowed to keep certain property that is deemed exempt from the bankruptcy. Chapter 13, also known as wage earners bankruptcy,establishes a payment plan, sometimes reducing the debt owed.
Filing for Bankruptcy in Coatesville
In order to file bankruptcy, you must first receive budget and credit counseling from an approved credit counseling agency within 180 days before your bankruptcy case is filed. There is an approved agency in West Chester and many others in the Philadelphia area.Consumer Credit Counseling Service of Delaware Valley770 E. Market Street Suite #190West Chester, PA 19382800-989-2227