LUONGO BELLWOAR Bankruptcy Attorneys
LUONGO BELLWOAR offers expert bankruptcy legal advice for Downingtown residents. We have offices conveniently located in West Chester PA.
While many fear the consequences of filing for bankruptcy, it actually is a good opportunity to get a fresh financial start. Plus, it stops unwanted collection calls and the threats of a wage garnishment or eviction. Depending on your individual situation, you may be eligible to declare Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
Chapter 7, or straight bankruptcy, is where a person is allowed to keep certain property that is deemed exempt from the bankruptcy. Chapter 13, also known as reorganization, establishes a payment plan and usually helps to get debt paid off within 3 to 5 years.
Filing for Bankruptcy in Downingtown
In order to file bankruptcy, you must first receive budget and credit counseling from an approved credit counseling agency within 180 days before your bankruptcy case is filed. There is an approved agency in West Chester and many others in the Philadelphia area.
Consumer Credit Counseling Service of Delaware Valley
770 E. Market Street
West Chester, PA 19382
If you are considering filing for bankruptcy or desire a free consultation to explore your options talk with us today (610-430-6600). We have expert, friendly attorneys and staff that are more than willing to help you.