LUONGO BELLWOAR Bankruptcy Lawyers
LUONGO BELLWOAR offers expert bankruptcy legal advice for residents in Kennett Square, PA and surrounding areas. We have offices conveniently located in West Chester and Paoli, and we service clients all throughout Chester County.
Our firm focuses on helping clients feeling overwhelmed by debt, the threat of foreclosure, and the inability to pay monthly bills. By filing bankruptcy, you can put an end to the harassing collection calls and evictions and get your fresh start. Depending on your situation, you may need to declare Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
Chapter 7, or straight bankruptcy, allows a person to eliminate unsecured debt such as credit card debt. Chapter 13, or wage earners bankruptcy, is where a payment plan is established and the debt can sometimes be reduced in 3 to 5 five years.
Filing for Bankruptcy in Kennett Square
Before filing for bankruptcy, you must first receive budget and credit counseling from an approved credit counseling agency within 180 days before your bankruptcy case is filed. There is an approved agency in Media and many others in the Philadelphia area.
Consumer Credit Counseling Service of Delaware Valley
280 N. Providence Road
Media, PA 19063