LUONGO BELLWOAR Bankruptcy Attorneys
LUONGO BELLWOAR offers expert bankruptcy legal advice for residents in Malvern, PA and the surrounding areas. We have offices conveniently located in both West Chester and Paoli PA and serve clients all throughout Chester County.
If you find yourself suffocating under the pressures of debt, foreclosure, eviction, or an inability to pay your monthly bills, the attorneys at LUONGO BELLWOAR may be able to help. We will walk you through your bankruptcy and put an end to your suffering. Filing for bankruptcy often seems like it might complicate things, but it is really a step toward financial freedom. Depending on your specific situation, you may be able to declare Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
Chapter 13 is known as wage earners bankruptcy, where a payment plan is established and a person in debt can have the time needed to catch up on delinquent accounts. Chapter 7 is referred to as a straight bankruptcy, and those who file are given the opportunity to eliminate unsecured debt (like credit card debt).
Filing for Bankruptcy in Malvern
Within 180 days before your bankruptcy case is filed, you need to receive budget and credit counseling from an approved credit counseling agency. There is an approved agency located in West Chester and many others in the Philadelphia area.
Consumer Credit Counseling Service of Delaware Valley
770 E. Market Street
West Chester, PA 19382