LUONGO BELLWOAR Bankruptcy Lawyers
LUONGO BELLWOAR offers expert bankruptcy legal advice for Parkesburg residents. We have offices conveniently located in West Chester PA.
While many fear the consequences of filing bankruptcy, it actually is an opportunity to get a fresh financial start. Plus, it stops unwanted collection calls and the threats of eviction or wage garnishment. Depending on your individual situation, you may be eligible to declare Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
Chapter 13, also known as reorganization,establishes a payment plan and usually helps to get debt paid off within 3 to 5 years. Chapter 7, or straight bankruptcy, is where a person is allowed to keep certain property that is deemed exempt from the bankruptcy.
Filing for Bankruptcy in Parkesburg
In order to file for bankruptcy, you must first receive budget and credit counseling from an approved credit counseling agency within 180 days before your bankruptcy case is filed. There is an approved agency in West Chester and many others in the Philadelphia area.
Consumer Credit Counseling Service of Delaware Valley
770 E. Market Street
West Chester, PA 19382
If you are considering filing for bankruptcy or want a free consultation to explore your options, talk with us today (610-430-6600). We have experienced and helpful attorneys and staff that are more than happy to help you.