West Chester Bankruptcy Attorneys
LUONGO BELLWOAR LLP provides reliable bankruptcy legal advice throughout West Chester, PA and the surrounding areas. Our attorneys provide legal advice and representation for people who find themselves suffocating from the pressures of credit card debt, home foreclosure, and simply the inability to pay their daily household bills. Our firm focuses on helping our clients achieve freedom from debt through the personal bankruptcy protections provided under Chapters 7 and 13 of the United States Bankruptcy Code.
We are dedicated to providing experienced, affordable and personal legal assistance to help our clients achieve a fresh start and peace of mind.
If you are considering filing for bankruptcy or desire a free consultation to explore your options to financial freedom talk with us today.
Bankruptcy Protection Under Chapters 7 & 13 Can:
- Stop wage garnishments
- Stop bill collector calls
- Stop foreclosure and sheriff sales
- Stop all debt-related lawsuits
- Stop IRS tax problems
- Stop utility shut-offs
- Stop evictions
- Stop car repossessions
- Wipe out credit card debts
- Wipe out bills and judgments
Whether you qualify for Chapter 7 ( “straight” ) or Chapter 13 ( “wage-earners” ) bankruptcy depends on your individual situation. In Chapter 7 bankruptcy, a debtor is allowed to keep certain property pursuant to “exemptions” and then property over the exemption limit is used to pay creditors. In Chapter 13 bankruptcy, a schedule of debts, assets, and income is prepared and a plan is prepared for the debtor, who must have a steady income, to pay back the some or all of the debt. Call us for a consultation and we’ll help you find the solution that’s right for you.